Consumers should check that their home insurance includes protection for lost or stolen personal belongings, one financial services provider has urged.
According to Cheshire Building Society, it is important for people to check the details of their home insurance cover before they go on holiday this summer.
Many Britons automatically assume that their items are protected when they take a policy out but this is not always the case.
The building society's home insurance product offers consumers the option of cover for personal belongings in the event of accidental loss or damage, at an extra cost.
Karen Torson, product manager at Cheshire Building Society, said: "While personal belongings cover away from the home is an additional cost to your home insurance policy, the upside is that you don't need baggage cover when taking out travel insurance, giving you that little bit extra to spend while you're away."
Previously, the insurer advised people to take out cover for items which are left outside overnight including garden tools and furniture.
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